NeedBizInsurance
Coverage by Profession · United States · 2026

Workers' Compensation for home health aides

Workers' Compensation is typically required for home health aides. Required once you have employees.

Requirement
Required
Average cost
$1200.00–$4000.00/yr
Business risk
medium
01

How workers' compensation applies

Required once you have employees.

Full Home Health Aide guideFull Workers' Compensation guide
02

What affects the price

Payroll
Crew size
03

Best carriers for workers' compensation for home health aides

Embroker
AM Best: A
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NEXT Insurance
AM Best: A-
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Simply Business
AM Best: A
direct
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Thimble
AM Best: A
direct
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04

Workers' Compensation for Home Health Aides — FAQ

Do home health aides need workers' compensation?+

Yes. Workers' Compensation is typically required for home health aides by law, license, contract, or client requirement.

What does workers' compensation cover for home health aides?+

Workers' Compensation helps protect a home health aide business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can home health aides buy workers' compensation online?+

Yes. Many carriers quote workers' compensation online for home health aides, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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