NeedBizInsurance
Coverage by Profession · United States · 2026

General Liability for videographers

General Liability is typically recommended for videographers. Covers third-party bodily injury or property damage on a shoot — a guest tripping over a light stand, or a knocked-over rig damaging a venue. Most wedding venues and brand clients require a $1M general-liability policy and a certificate of insurance before you can work.

Requirement
Recommended
Average cost
$350.00–$700.00/yr
Business risk
low
01

How general liability applies

Covers third-party bodily injury or property damage on a shoot — a guest tripping over a light stand, or a knocked-over rig damaging a venue. Most wedding venues and brand clients require a $1M general-liability policy and a certificate of insurance before you can work.

02

What affects the price

Number of on-site shoots per year
Venue and client COI requirements
Use of light stands, tripods, and rigging
03

Best carriers for general liability for videographers

Embroker
AM Best: A
direct
professional-liabilitygeneral-liabilityworkers-compensationcyber-liability
Hiscox
AM Best: A
CJ Affiliate
professional-liabilitygeneral-liabilitycyber-liabilitybusiness-owners-policy
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
Thimble
AM Best: A
direct
general-liabilitycommercial-autoinland-marineworkers-compensation
04

General Liability for Videographers — FAQ

Do videographers need general liability?+

General Liability is usually recommended for videographers. It may not be legally required everywhere, but it is still commonly carried to close coverage gaps.

What does general liability cover for videographers?+

General Liability helps protect a videographer business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can videographers buy general liability online?+

Yes. Many carriers quote general liability online for videographers, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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