NeedBizInsurance
Coverage by Profession · United States · 2026

Business Owner's Policy for videographers

Business Owner's Policy is typically optional for videographers. A BOP bundles general liability with commercial property/equipment coverage, often cheaper than buying them separately. Worth a quote once you have a home studio or a meaningful amount of gear.

Requirement
Optional
Average cost
$500.00–$1200.00/yr
Business risk
low
01

How business owner's policy applies

A BOP bundles general liability with commercial property/equipment coverage, often cheaper than buying them separately. Worth a quote once you have a home studio or a meaningful amount of gear.

02

What affects the price

Whether you bundle GL + equipment together
Studio or office space
Revenue
03

Best carriers for business owner's policy for videographers

Embroker
AM Best: A
direct
professional-liabilitygeneral-liabilityworkers-compensationcyber-liability
Hiscox
AM Best: A
CJ Affiliate
professional-liabilitygeneral-liabilitycyber-liabilitybusiness-owners-policy
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
04

Business Owner's Policy for Videographers — FAQ

Do videographers need business owner's policy?+

Business Owner's Policy is usually optional for videographers. It may not be legally required everywhere, but it is still commonly carried to close coverage gaps.

What does business owner's policy cover for videographers?+

Business Owner's Policy helps protect a videographer business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can videographers buy business owner's policy online?+

Yes. Many carriers quote business owner's policy online for videographers, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

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