NeedBizInsurance
Coverage by Profession · United States · 2026

Business Owner's Policy for pet sitters

Business Owner's Policy is typically optional for pet sitters. If you lease a shop or base.

Requirement
Optional
Average cost
$500.00–$1400.00/yr
Business risk
low
01

How business owner's policy applies

If you lease a shop or base.

02

What affects the price

Base/shop
03

Best carriers for business owner's policy for pet sitters

Embroker
AM Best: A
direct
professional-liabilitygeneral-liabilityworkers-compensationcyber-liability
Hiscox
AM Best: A
direct
professional-liabilitygeneral-liabilitycyber-liabilitybusiness-owners-policy
NEXT Insurance
AM Best: A-
direct
general-liabilityworkers-compensationcommercial-autobusiness-owners-policy
Simply Business
AM Best: A
direct
general-liabilityprofessional-liabilityworkers-compensationcommercial-auto
04

Business Owner's Policy for Pet Sitters — FAQ

Do pet sitters need business owner's policy?+

Business Owner's Policy is usually optional for pet sitters. It may not be legally required everywhere, but it is still commonly carried to close coverage gaps.

What does business owner's policy cover for pet sitters?+

Business Owner's Policy helps protect a pet sitter business from losses tied to the specific risks of the work, including claims that may not be covered by a basic policy package.

Can pet sitters buy business owner's policy online?+

Yes. Many carriers quote business owner's policy online for pet sitters, though higher-risk work, employees, vehicles, or licensed operations may require extra underwriting.

We may earn a commission when you click our affiliate links. This does not affect our editorial independence. Content is general information, not legal or insurance advice.